Precious Metals United prides itself in our spectacular professionalism resulting from our years of experience in the industry. Our experience in dealing with the various types of retirement accounts and the many different ways to rollover or transfer funds positions PM United as industry leaders.
Clients reach out to speak with Precious Metals United executives specifically because of this quality expertise. We are known for helping clients reallocate their retirement portfolio more efficiently by adding precious metals to your IRA.
We are masterful experts in IRA transfers and in retirement rollovers from the following accounts:
Qualified retirement plan
A plan that meets requirements of the Internal Revenue Code and as a result, is eligible to receive certain tax benefits. These plans must be for the exclusive benefit of employees or their beneficiaries. If you own any type of qualified retirement plan – PM United can help you shift it on a tax deferred basis into a Precious Metals IRA.
An individual retirement account (IRA) that allows individuals to direct pretax income, up to specific annual limits, towards investments that can grow tax-deferred (no capital gains or dividend income is taxed), is a great vehicle for your precious metals IRA.
PM United specializes in tax-deferred IRA rollovers into a Precious Metals IRA.
A qualified retirement plan established by companies or employers. It allows for pretax contributions by both account owner and the employer. 401(k)s are known for having limited investment options, mainly stocks and other forms of paper.
Individuals who own previous 401k accounts from previous employers may be eligible for a rollover into a precious metals IRA. Similarly, individuals older than 59.5 and still working may be eligible for a rollover into a precious metals IRA using the “in-service” provisions.
More than half our clients have some type of 401(k) account, since we enjoy servicing the hard-working layer of the American population. We are and respect fellow hard-working Americans. For this reason, our expertise with 401(k) transfers into precious metals IRAs is unsurpassed!
Roth IRA\Roth 401(k)An individual retirement plan that bears many similarities to the traditional IRA; however contributions are not tax deductible and qualified distributions are tax free.
A retirement plan for certain employees of public schools, tax-exempt organizations and certain ministers. These plans may also be known as a TSA “Tax Sheltered Annuity”.
A 457(B) is a deferred compensation plan established by state and local governments and tax-exempt governments and tax-exempt employers. Earnings grow on a tax-deferred basis and contributions are not taxed until the assets are distributed from the plan.
These types of retirement plans are very popular amongst our clients. We service hard-working Americans who consider themselves patriotic and typically take active roles within our local communities.
TSP – “THRIFT SAVINGS PLAN”
The Thrift Savings Plan is a defined-contribution plan designed to give federal employees the same retirement savings related benefits that workers in the private sector enjoy with 401k plans.
Precious Metals United specializes specifically in TSP rollovers. Throughout our years of servicing military and other federal workers we have learned the intricacies of rolling over OR transferring of TSP accounts.
A financial product sold by financial institutions that is designed to accept and grow funds from an individual and then, upon annuitization, pay out a stream of payments to the individual at a later point in time.
Some of the reasons people prefer not to use annuities have to do with the lack of liquidity, as well as slow returns that don’t even keep up with inflation.
Similarly to precious metals, annuities are primarily used as a means of securing a steady cash flow for a person during their retirement years.
Annuities are complex financial products riddled with clauses and small print rules and oftentimes are misrepresented by the financial institutions.
Precious Metals United has been able to successfully assist clients looking to shift some of their conservative yet non-performing assets such as annuities into Precious Metals. We are proud to call ourselves annuity specialists.
Don’t forget to ask about our “Annuity Program”.
SEP IRA\Simple IRA
A SEP IRA is a retirement plan established by employers, including self-employed individuals (sole proprietorships or partnerships). The SEP is an IRA-based plan to which employers may take tax deductible contributions on behalf of eligible employees, including the business owner. The employer is allowed a tax deduction for plan contributions, which makes it a fantastic financial vehicle for your precious metals SEP IRA.
A SIMPLE IRA is a retirement plan that can be used by most small businesses with 100 or fewer employees. Much like a SEP IRA, the SIMPLE IRA allows the business owner to set up a retirement account with higher contribution limits than those of the traditional IRA.
PM United is very familiar with these types of retirement plans. Business owners are constantly looking for new and innovative ways to grow and preserve their retirement savings. Rolling over or transferring funds from these plans into your precious metals IRA is a common and logical practice.